Products and Services

Loan Products

We have competitive Loan products including the following;

(ii) Micron loans; For urgent and unforeseen financial needs.

(iii) Development loans; For larger scale personal or community development projects.

(iv) Salary loans; Loans against the security of a borrower’s salary.

(v) Business loans; To finance business operations or expansion.

(vi) Agriculture loans; Loans for farming or agricultural activities.

(vii) Target purchase loans; For purchasing specific items or assets.

(viii) Corporate loans; For corporate members and members with corporate saving accounts

(ix) Group loans; For members saving in groups.

We have competitive saving products.

(i) Ordinary savings and shares; Flexible savings accounts with share buying options.

N.B; – Minimum savings 20,000/=, Cost of 1 share 10,000/=

– Shares determine your net worth in the SACCO and how much dividends you get.

(ii) Compulsory savings; Mandatory savings as part of membership or loan requirements.

(iii) Group savings; Saving in groups

(iv) Gratuity account; Saving for retirement

(v) Target savings account; Saving towards a specific financial goal.

(vi) Fixed deposits account: Deposited amount fixed for a specific period with a higher interest rate.

(vii) Corporate savings; Designed for those who can save for bigger targets.